January 2025 – FilipinaYEG

By: Giselle General

This is part of an ongoing series of posts discussion issues I personally encounter while taking public transit in Edmonton. Links to other posts will be added on an ongoing basis:

What is a Captive Transit User? I learned about the term for the first time from the City of Edmonton’s website. The easy definition is: someone who takes public transit because it’s the best (or only available) option for them to travel around. The part about feeling ‘captive’ comes from the restriction that sometimes comes up, perhaps because one is too poor to own and maintain a vehicle, one does not know how to drive, or for medical reasons, cannot operate a vehicle. In many ways, I relate to this a lot. Though I’m pretty fortunate to afford the occasional taxi ride, and with my husband having a car.

The name Edmonton Transit Riders (ETR) sounded very much like the city group where I volunteered for six years, the Edmonton Transit Service Advisory Board (ETSAB). But they are different and once I heard about ETR, I’m very happy that they exist.

Over many years I have observed different ways that people use their voice to advocate for improvements in our public transit system. There are people like me that use our personal social media platform sharing our own individual experiences and opinions. There are people who create anonymized accounts with a group name to build an impression it is part of a collective of thoughts who care about a common goal. There are people who join established organizations or groups to share their time, energy and insights in a formalized way within the city government’s system – I’m talking about ETSAB here. And there’s ETR, the external organization who wanted to combine the power of being a formalized group willing to mobilize in a wide range of ways to make public transit better.

A selfie of Giselle and Danielle Witte, board chair of ETR, in front of the under-construction Meadowlark LRT Station.

Sometime in the fall, Danielle Witte, the board Chair of ETR contacted me for a meeting to learn more about what I mentioned above, how current groups have been giving feedback to improve public transit. I offered a unique kind of meeting – a walking meeting where we discussed his questions and I gave him a tour of the West Edmonton LRT construction sites from future West Edmonton Mall to the future Meadowlark Station. I told him how excited I was for the group, and that ETR, ETSAB and the actual public transit city employees for ETS have a lot of positive opportunities to work with each other.

On October 20, the group hosted a official launch party which included an announcement with speeches, and then a private tour of the Blatchford LRT station that is not yet open to the public where the attendees can connect and chat with each other. It was nice to see the current board chair of ETSAB, actual representatives from ETS, city politicians, and other people enthusiastic about transit.

Giselle taking a selfie in front of the Edmonton LRT Blatchford station, during a private tour as part of the Edmonton Transit Riders launch.

Interestingly enough, I remembered a discussion about the Blatchford station during an ETSAB meeting, and see the station still not being used was a reminder that our recommendations to city staff sometimes get implemented. It does make an impact.

In some ways, the word hype feels superficial, but with what ETR is doing, I think building hype about public transit is not only just a good thing, it is an excellent thing that is very much needed. There’s a lingering disdain from everyday people about public transit, combined with an undercurrent of classism and car culture. I’ve said countless times, people complain about hiccups on public transit too quickly and harshly but if those experiences are tied to their driving experience, people are more forgiving.

When I was chatting with the ETR volunteers and board of directors, I was amazed that they were planning to go to Ottawa for a conference about transit. There’s a lot of flexibility they have that made me wish I had something similar when I was with ETSAB. Then again, ETSAB is a part of the city and funded by taxpayer money, so I understand the limitations that where in place. It is nice though that ETSAB board members get a chance to attend the Canadian Urban Transit Association fall conference every year.

Front view of the Blatchford LRT station. Crowds of people are by the platforms observing the space.

One thing I really appreciate is that both organizations seem to have a relationship with the staff of the city’s transit system. Everyone seem to have a well-known common ground of sharing the desire to actually make public transit better.

In future years I eagerly look forward to seeing more of what ETR does. I subscribed to their e-newsletter and social media accounts and they are a lot more public with their advocacy which is fantastic. They had several media interviews, organized an automated e-petition to speak about the low-income transit programs, and had plans to advocate to the provincial and federal orders of government. It’s quite remarkable. Once the actual transit department launches their merchandise line I bet that the ETR supporters would be the first in line to buy or market these items ala influencer style – yes that includes me.

Looking back at the LRT launch for the Valley Line East last November 2023, it is nice to join along a group of fellow transit nerds. If I am lucky enough to be the next city councillor of my area of the city on the west end, I’ll be thrilled to organize the official launch or tour of the LRT along with them! The warm drinks, train-themed cake and ceremonial scissors would be on me – unless someone beats me to it which is very possible!

By: Giselle General

Most people plan elaborate parties, find a fun public event with fireworks and a festive way to count down to midnight, some even post a long heartfelt social media posts with photos taken throughout the year, others may claim that staying at home to have a restful night is the best way to spend the day. There’s a wide array of things people do to bring in the new year.

For my husband and I, we eagerly count down to our distinct personal occasion, that we tell people about it. Do we look forward to this day with the same enthusiasm as our anniversary? It’s possible!

It’s our annual Budget Deliberation Day! It’s when we wait until the last business day of the year for our online purchases to process, add all the information in our budgeting software, assess our expenses for the past 12 months and then set our budget for the upcoming year.

When a colleague asked my husband what activities we have planned for the holiday break, he mentioned about Budget Deliberation Day. His colleague claimed “if my spouse and I do that, we will get divorced!” I can see how that can be the case for many couples and families. It’s difficult to talk about money. Having what could look like a business meeting to talk about an integral part of our personal lives, can feel coldhearted and harsh. I suppose for my husband and I, that is the point of having a dedicated day and process for this, it eliminates stress and anxiousness because it is predictable, safe, calm and with a mindset of informing and supporting each other.

We did not do this right away after we moved in together. What I do know was when he bought his own home for the first time, he also got a budgeting software. Just as boyfriend-girlfriend at that time, whenever I come over to his place, he would eagerly show the charts and graphs of his income and expenses and the sub-categories for each. During this time I was living with my relatives still, who didn’t have a system about budgeting that they taught me. So I was winging it as a young adult in my 20’s, using spreadsheets and even the free version of the Mint budgeting app at the time.

When we moved in together I still used my own system, including the built-in budgeting interface that was part of my bank’s online banking. Year after year, the boyfriend – then turned common-law partner – continued to show me the software, gently encouraging me to finally give it a try. When my bank removed the budgeting section off their online banking, I figured it is time to do it. If we are going to build a life together long term, might as well have an easier way to discuss finances. After all, we are “team communicate!”

So what happens during budget deliberation day? Not a whole lot actually. Since throughout the year, we regularly add our budget information in the software, we already have a good sense of our income and expenses. It’s not like we have no clue what is happening and have sort through 12 months of information. We check the long term information such as net worth, investments, money we can easily access and withdraw. We check our income and expenses to see how much they match up with what we have anticipated at the beginning of the year.

One very important thing to note is this is not a time to shame each other, and ourselves, if we went over budget on certain categories. Since we are not in debt and have some money in our chequing account, we know that going over budget is not going to hurt us in the long run. It could be just a sign that for next year, we just need to increase the budget in that category.

Our categories are not identical either, and that is not the point for us anyways. For me, I wanted to clearly see how much I spend on groceries compared to eating out, so those are separate categories. For the husband, eating out is combined with the rest of his “fun personal” expenses category. For the longest time it was difficult for me to set boundaries about giving financial help to relatives overseas. Setting the budget for that category and assessing it every year helped me set boundaries so I can help wholeheartedly without being resentful, and without compromising my financial goals. Besides, if I get into financial trouble, no one from the motherland can help me.

We plug our computers onto the monitor and show each other the software page, the chats and the numbers. We might have to ask to raise a budget category. The whole thing takes about two hours tops. Today we finished right before lunch, and that’s with both of us sleeping in.

The software is not the fanciest one around but that never mattered to us. The colours are straightforward enough, and the charts in different formats (line, pie, bar, doughnut, custom) are fun to read. We have this in our computers, so not an app on our phone, which I think prevents us from obsessing about budgeting in a toxic way.

He’s used the budgeting software for 15 years now, and I have for seven. I think the most fascinating realization for me is how the numbers and charts tell a story. In his net worth chart, the largest dip in the line graph was when we traveled overseas for the first time. He had to spend a lot of money and also lost wages for three months. For me, the steepest decline in my line graph was when we downsized from a single family home to a town house and I used my savings to pay for a portion of the house. It’s so worth it though – because we were mortgage free afterwards!

Budget Deliberation Day is also an opportunity for us to talk about potential big expenses for the upcoming year. This helped us plan for a new roof, hot water tank and furnace. This helped us plan for our big adventures, whether it is travel, changing careers while ensuring we can pay our bills while finding a new job, running for politics, or aggressively increasing our retirement savings. I personally think that unexpected financial surprises, especially the type when the other person can claim “you could have talked to me about this sooner because you knew!” is what causes conflict between couples, not the actual numbers being shown in the budget.

It’s truly a solid way to start the year, secure and confident in my ability to be financially aware, appreciate my spouse for his diligence, and look forward to our future together.

Month: January 2025

Love Language Reflections: The Annual New Year Budget Deliberation Day